Who is eligible
- Indian household with its own house
- Roof suitable for solar panels
- Valid residential electricity connection
- No other rooftop solar subsidy taken before
Home / Subsidy & loans
PM Surya Ghar subsidy & solar loans
Get up to ₹78,000 central subsidy on home rooftop solar. We file the subsidy, net-metering and loan applications for you.
What is PM Surya Ghar?
PM Surya Ghar: Muft Bijli Yojana is the central government scheme for home rooftop solar. Eligible households get a subsidy paid directly into their bank account after the system is installed and inspected.
Noviq Energies is a registered vendor through RSRB Green Energy Pvt. Ltd.. We work with MSEDCL (Mahavitaran) for net metering across Nagpur, Wardha, Bhandara, Amravati and Gondia.
Official scheme website: pmsuryaghar.gov.in
| Home system size | Central subsidy |
|---|---|
| 1 kW | ₹30,000 |
| 2 kW | ₹60,000 |
| 3 kW and above | ₹78,000 (maximum) |
The government decides and pays the final subsidy. We confirm the current amount for your system before you order.
Documents
- Aadhaar and PAN card
- Bank passbook or cancelled cheque
- Property tax receipt
- Latest electricity bill
- Mobile number and email ID
Timeline
- Installation in 7–10 days after order
- MSEDCL inspection and net meter
- Subsidy usually credited in 15–45 days after installation and inspection
Solar loans & EMI
Don't want to pay the full amount upfront? We help you apply for a solar loan with nationalised banks and private NBFCs, for homes and businesses.
Loans follow the bank's standard approval process. The bank's processing fee is paid by the customer.
Net metering
With an on-grid or hybrid system, MSEDCL installs a net meter. It records the power you take from the grid and the extra solar power you send back, and your bill is adjusted for the difference.
We file the net-metering application and coordinate the MSEDCL inspection.
Frequently asked questions
Who can get the PM Surya Ghar subsidy?
Indian households with their own house, a roof suitable for solar and a valid residential electricity connection. The household should not have taken another subsidy for rooftop solar. Commercial and industrial systems are not covered by this residential subsidy.
How much subsidy will I get?
The central subsidy is ₹30,000 for 1 kW, ₹60,000 for 2 kW and ₹78,000 for 3 kW and above. The government decides and pays the final amount; we confirm the current amount for your system before you order.
When does the subsidy reach my account?
Usually 15–45 days after your system is installed and inspected. It is paid directly into your bank account.
Do you apply for the subsidy for me?
Yes. We are a registered vendor through RSRB Green Energy Pvt. Ltd. and file the PM Surya Ghar application and the MSEDCL net-metering application for you.
What is net metering?
A net meter records the power you take from the grid and the extra solar power you send to it. MSEDCL adjusts the difference in your bill, so you pay only for the net units you use.
Can I take a loan for solar?
Yes. We help you apply with nationalised banks and private NBFCs. The loan follows the bank's standard process, and the bank's processing fee is paid by the customer.
Can I get both a loan and the subsidy?
Yes. You can take a loan for your system and still receive the subsidy for an eligible home system.
How much roof space do I need?
Roughly 80–100 sq ft of shadow-free roof per kW. We confirm this during the site visit.
How long does installation take?
7–10 days after your order. MSEDCL inspection and the net meter follow after that.
What warranty and maintenance do I get?
A 5-year warranty on the whole system and 1 year of free maintenance from us. Panel and inverter makers also give their own product warranties.
Check your subsidy and loan options
Send us your electricity bill. We'll tell you the right system size and the subsidy you can expect.